Heritage Insurance
Built for the coast. Built to stay.
Overview
Heritage Insurance was founded in the aftermath of the 2008 financial crisis, at a time when many Florida homeowners found themselves without coverage options as major carriers pulled back from coastal markets. Heritage stepped in where others stepped out, and built a company designed specifically to provide stable, long-term property insurance in catastrophe-exposed markets.
History
2012
Founded in Tampa, Florida, with a specific mission to serve homeowners in coastal and catastrophe-exposed markets abandoned by large national carriers.
2014
Went public on the New York Stock Exchange, raising capital to expand operations and reinsurance capacity.
2016
Expanded into the Midwest and Southeast, broadening beyond Florida to provide property coverage in multiple states.
2018
Weathered several major hurricane seasons while maintaining claims-paying stability, demonstrating the durability of their catastrophe reinsurance model.
2023
Continues to write homeowners, landlord, and vacant property coverage across multiple states as one of the leading specialty property carriers in catastrophe-exposed regions.
Why IronHaven works with Heritage Insurance
Heritage is a reliable option for property owners who struggle to find coverage in challenging coastal or high-risk markets. Their specialty in writing difficult-to-place properties makes them a frequent solution when standard carriers pass.
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