The fine print, in plain language

Last updated June 2026. These terms cover use of this website. They don't replace or modify the terms of any actual insurance policy.

Licensing

IronHaven Insurance is a licensed independent insurance agency. Agency and individual agent license numbers are available on request and on any quote or policy documentation we issue.

Quotes are not coverage

Information and quotes provided on this site are estimates based on the information you provide and are not a binder, policy, or guarantee of coverage. Coverage only takes effect once a policy is issued and bound by the carrier, subject to that carrier's underwriting approval.

Underwriting & eligibility

Final rates, terms, and eligibility are determined by the issuing carrier's underwriting guidelines and may differ from any estimate shown or discussed before binding. Coverage details, exclusions, and limits are governed by the actual policy contract, not by this website's descriptions.

No legal or financial advice

Content on this site, including blog articles and FAQ answers, is general information and not individualized legal, tax, or financial advice. Talk to your agent about how any coverage applies to your specific situation.

Site use

You agree to use this site only for lawful purposes and not to submit false information on a quote or contact form. We may decline to quote or service a request at our discretion.

Limitation of liability

IronHaven is not liable for damages arising from your use of this website or reliance on its content in place of an issued policy or direct agent advice.

Contact

Questions about these terms can be sent to cooperparsons@ironhaveninsurance.com or by calling (919) 249-8448.