Orchid Insurance
Specialty coverage for properties others won't touch.
Overview
Orchid Insurance was built for one of the hardest insurance markets in the country: coastal and catastrophe-exposed property. Founded in Vero Beach, Florida in 1998, Orchid specializes in providing homeowners and commercial property coverage for high-risk coastal locations across the US and Caribbean, markets that standard carriers systematically avoid.
History
1998
Founded in Vero Beach, Florida with a specific focus on providing specialty property insurance for coastal, catastrophe-exposed homes that major carriers declined to write.
2000s
Grew as Florida's property market hardened and major carriers pulled back from coastal risks, positioning Orchid as a reliable alternative.
2014
Acquired by Gryphon Investors, a San Francisco-based private equity firm, gaining capital to expand product offerings and geographic reach.
2020s
Expanded across the US and Caribbean, becoming one of the largest specialty underwriters of catastrophe-exposed property insurance in North America.
2024
Continues to write coastal homeowners, wind, and commercial property coverage in markets where other carriers simply won't go.
Why IronHaven works with Orchid Insurance
Orchid is invaluable for clients in coastal areas or high-wind zones who can't get standard market coverage. Their specialty focus means they price these risks accurately and handle claims with a level of expertise that generalist carriers can't match.
Want a quote with Orchid Insurance?
I'll compare Orchid Insurance against every other carrier I work with and bring you the best option.
Free Insurance Quote
How would you like to get your quote?