Exotic Car Insurance
Acura NSX insurance in North Carolina
The original NSX is now firmly in collector territory. The second-gen hybrid is a modern supercar. Both generations need coverage that reflects what they actually are.
Get an Acura NSX Insurance QuoteCall (919) 249-8448NSX generations, two very different insurance conversations
Original NSX (1991-2005)
- ·All-aluminum mid-engine supercar, developed with Ayrton Senna
- ·Now firmly in collector territory: values $60,000 to $150,000+ for clean examples
- ·NSX-T, NSX-R, and Type S models command significant premiums
- ·Hagerty and American Collectors cover original NSX under collector programs
Second Gen NSX (2017-2022)
- ·Hybrid supercar, twin-turbo V6 plus three electric motors, 573 hp total
- ·Production ended 2022, $170,000+ original MSRP
- ·Specialty exotic coverage appropriate; hybrid drivetrain adds repair complexity
Cooper's take
The original NSX is one of the most underinsured collector cars I encounter. Owners bought them years ago, put the same policy they've always had on it, and have never revisited the agreed value. Meanwhile the market has moved dramatically. A quick review often reveals a six-figure gap.
Cooper Parsons, NC License #19272643
Frequently asked questions
Is the original NSX now considered a classic car?
Yes. At 20+ years old with significant collector market values, the original NSX qualifies for classic or collector car programs through carriers like Hagerty and American Collectors. These typically offer agreed value and mileage-based pricing appropriate for a car driven at shows and events rather than daily.
Does the second-gen NSX hybrid system complicate claims?
The hybrid system adds repair complexity. Few shops have experience with the second-gen NSX's combined electric and combustion drivetrain. Specialty coverage ensures claims are handled by adjusters who understand what correct repairs actually cost.
What is a clean original NSX worth today?
Clean, documented original NSXs with low mileage now regularly trade at $80,000 to $120,000. NA2 variants (2002-2005) and Type S models reach even higher. Values have doubled for many examples over the past decade.
Written & Reviewed By
Cooper Parsons
Owner & Licensed Independent Insurance Agent
NC License #19272643 · IronHaven Insurance · Wake Forest, NC · 25+ carriers
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Wake Forest, NC · Home & Auto
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Wake Forest, NC · Home Insurance
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North Carolina · Insurance Client
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