Exotic Car Insurance
Ford GT insurance in North Carolina
Both generations of Ford GT are appreciating assets. A standard auto policy will not come close to correctly valuing either one at claim time.
Get a Ford GT Insurance QuoteCall (919) 249-8448Ford GT generations
2005-2006 Ford GT (Heritage Car)
- ·Built to commemorate Le Mans victories, supercharged 5.4L V8, 550 hp
- ·Original MSRP ~$150K. Today's market: $300,000 to $500,000+ for clean, low-mileage examples
- ·Agreed value at true market pricing is essential
2017-2022 Ford GT (Modern GT)
- ·Carbon fiber monocoque, EcoBoost twin-turbo V6, 647 hp, $500,000 original MSRP
- ·Ford's original ownership restrictions (no resale for 24 months) have created a strong used market
- ·Values now often exceed original MSRP for desirable configurations
Cooper's take
Both Ford GTs are American icons and serious financial assets. The 2005-2006 car has appreciated dramatically, owners who set their agreed value at purchase price and never updated it are in a significant shortfall position. Annual review of agreed value is worth doing on any appreciating asset.
Cooper Parsons, NC License #19272643
Frequently asked questions
What is a 2005-2006 Ford GT worth today?
Clean, low-mileage examples in original colors and configurations typically trade between $350,000 and $500,000+. Heritage colors, original paperwork, and dealer delivery documentation all affect value. A current appraisal is the starting point for setting agreed value.
Does the 2017-2022 GT's carbon fiber construction affect insurance?
Yes. Like the McLaren, the modern GT's carbon fiber monocoque means major structural damage is typically a total loss. Agreed value set at true replacement cost is not optional for these cars.
Are there specialty carriers who specifically cover Ford GTs?
Hagerty, Chubb, and American Collectors all have experience with both generations. The 2005-2006 GT may qualify for heritage/collector programs in addition to standard exotic coverage, depending on mileage and use.
Written & Reviewed By
Cooper Parsons
Owner & Licensed Independent Insurance Agent
NC License #19272643 · IronHaven Insurance · Wake Forest, NC · 25+ carriers
“Cooper saved me a TON of money while finding even better coverage for my home and auto. He is a solid person who cares about his clients. I'd rate him 500 stars if I could!”
Elliott Squires
Wake Forest, NC · Home & Auto
“Cooper worked with us when we thought we were all out of options for house insurance. He was able to help us get our home insured with a better package. So thankful for his communication and hard work!”
Rebecca Brady
Wake Forest, NC · Home Insurance
“Cooper is the partner you want to walk alongside you. He is an excellent teacher, a delight to work with. He's earned my trust, and he'll earn yours as well.”
Gabriel Torres
North Carolina · Insurance Client
Free Exotic Car Insurance Quote
How would you like to get your quote?