Wake Forest, North Carolina
Crime Insurance in Wake Forest, North Carolina
Coverage for theft your other policies were never built to catch
Serving all of North Carolina
General liability never covers losses caused by your own employees.
Smaller businesses with fewer financial controls are statistically more exposed to internal theft, not less.
Funds transfer fraud and wire scams generally require crime or cyber coverage specifically.
What's covered
Employee dishonesty coverage
Covers theft or fraud committed by employees against the business.
Forgery & alteration coverage
Covers losses from forged checks or altered financial documents.
Funds transfer fraud
Covers losses from fraudulent electronic transfer instructions.
Computer fraud coverage
Covers theft of funds through unauthorized computer access.
Third-party crime coverage
Covers theft committed by vendors or contractors with access to your property.
Who needs crime insurance
Any business with employees who handle cash, accounts, or sensitive financial access.
What affects your price
- Number of employees with financial access
- Internal financial controls in place
- Industry and cash handling volume
- Desired coverage limit
- Prior loss history
Mistakes worth avoiding
- Assuming general liability covers employee theft
- Skipping coverage because a business is small
- Not covering funds transfer fraud separately
What we'll ask to quote this
Every question on our quote form is optional, so partial answers still get you a real quote. Here's what helps most.
- Your name, ZIP code, and best way to reach you
- Basic details on what's being insured (vehicle, property, or business)
- Anything specific you're trying to fix or add compared to your current coverage
Companies we work with
I compare options from these carriers so you don't have to shop each one yourself.
Common questions
No, general liability covers third-party claims against you. It doesn't cover losses caused by your own employees.
It's one of the more underreported commercial losses. Smaller businesses with fewer financial controls are statistically more exposed, not less.
Not typically. Funds transfer fraud and social-engineering scams require this coverage or a specific cyber endorsement.
Coverage applies business-wide rather than per-role, but your exposure assessment will weigh which roles handle money or sensitive access.
Policyholders